Privacy Policy & SMS Terms

Effective Date: January 28, 2026

Last Updated: October 15, 2026

Motion Money ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This SMS/Text Messaging Privacy Policy and Terms and Conditions explain how we collect, use, disclose, and safeguard information specifically in connection with text messaging services we provide through 10DLC-registered phone numbers.

1. Information We Collect via Text Messaging

When you opt in to receive SMS/text messages from Motion Money, we may collect and store:

• Your mobile phone number

• Your name (if provided)

• Any responses or information you send via text (e.g., replies to coaching prompts, feedback, or appointment confirmations)

We collect this information only when you voluntarily provide your mobile phone number and consent to receive messages.

2. How We Use Your Information

We use the information collected through text messaging to:

• Send you personalized financial coaching tips, budgeting reminders, motivational messages, appointment confirmations, or account updates

• Respond to your inquiries or text replies

• Improve our services and user experience

• Comply with legal obligations

3. Consent and Opt-In

By providing your mobile phone number and checking a box, signing a form, or texting a keyword (e.g., "JOIN") to opt in, you expressly consent to receive recurring SMS/text messages from Motion Money at the phone number provided.

• Message Frequency: Message frequency varies (e.g., 2–8 messages per month).

• Cost: Message and data rates may apply.

• Condition of Sale: Consent is not required as a condition of purchasing any goods or services.

4. Opt-Out and Help Instructions

• To Stop Messages: Reply STOP to any message from us at any time. You will receive a single confirmation message confirming that you have been unsubscribed. No further messages will be sent unless you re-opt in.

• For Help: Reply HELP to any message, or contact us directly at dswiger@motion-money.com or 904-624-1526.

5. Sharing of Information & Strict Non-Disclosure of Mobile Data

We may share your general information with:

• Service providers (e.g., SMS platform providers and hosting vendors) who assist us in delivering messages (they are contractually obligated to protect your data and maintain confidentiality).

• As required by law, to comply with legal processes, or to protect our rights.

Crucially, no mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, including third-party service providers, except as required by law or to operate the messaging service.

6. Data Security

We implement reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse. However, no method of transmission over the internet or electronic storage is 100% secure.

7. SMS Terms and Conditions

By participating in Motion Money’s SMS program, you agree to the following terms:

• Supported Carriers: Supported carriers include AT&T, T-Mobile, Verizon, Sprint, US Cellular, Boost Mobile, MetroPCS, Virgin Mobile, and others. Carriers are not liable for delayed or undelivered messages.

• User Liability: You warrant that you are the account holder or customary user of the mobile phone number provided for opt-in, and that you are authorized to consent to receive text messages at that number.

• Changes to Terms: We reserve the right to alter these SMS terms or discontinue the messaging program at any time. Notice of changes will be posted on this website.

8. Changes to This Policy

We may update this SMS/Text Messaging Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued consent to receive messages after changes constitutes your acceptance of the updated terms.

9. Contact Us

If you have questions about this SMS/Text Messaging Privacy Policy or our texting practices, please contact us at:

Motion Money

Location: Virtual-first Nassau County, FL 32034

Email: dswiger@motion-money.com

Phone: 904-624-1526

Website: motion-money.com

By opting in to our text messages, you acknowledge that you have read, understood, and agree to this Privacy Policy and SMS Terms and Conditions.