SMS/Text Messaging Privacy Policy

Effective Date: January 28, 2026 Motion Money ("we," "us," or "our") respects your privacy and is committed to protecting your personal information. This SMS/Text Messaging Privacy Policy explains how we collect, use, disclose, and safeguard information specifically in connection with text messaging services we provide through 10DLC-registered phone numbers.
1. Information We Collect via Text Messaging
When you opt in to receive SMS/text messages from Motion Money, we may collect and store:

• Your mobile phone number

• Your name (if provided)

• Any responses or information you send via text (e.g., replies to coaching prompts or confirmations)

We collect this information only when you voluntarily provide your phone number and consent to receive messages.
2. How We Use Your Information
We use the information collected through text messaging to:

• Send you personalized financial coaching tips, budgeting reminders, motivational messages, appointment confirmations, or account updates

• Respond to your inquiries or replies

• Improve our services and user experience

• Comply with legal obligations

We do not sell your phone number or personal information to third parties.
3. Consent and Opt-In
By providing your mobile phone number and checking a box, signing a form, or texting a keyword (e.g., "JOIN" or similar) to opt in, you expressly consent to receive recurring SMS/text messages from Motion Money at the phone number provided. Message frequency varies (e.g., 2–8 messages per month). Message and data rates may apply. Consent is not required as a condition of purchasing any goods or services.
4. Opt-Out and Help Instructions
To stop receiving text messages at any time, reply STOP to any message from us. You will receive a confirmation message confirming your opt-out. For help, reply HELP or contact us at support@motion-money.com or [insert phone number if applicable]. You may also contact us directly to revoke consent.
5. Sharing of Information
We may share your information with:

• Service providers (e.g., SMS platform providers) who assist us in delivering messages (they are contractually obligated to protect your data)

• As required by law, to comply with legal processes, or to protect our rights

We do not share your mobile phone number or text content for marketing purposes with unrelated third parties.
6. Data Security
We implement reasonable technical and organizational measures to protect your information from unauthorized access, loss, or misuse. However, no method of transmission over the internet or electronic storage is 100% secure.
7. Changes to This Policy
We may update this SMS/Text Messaging Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued consent to receive messages after changes constitutes acceptance.
8. Contact Us
If you have questions about this SMS/Text Messaging Privacy Policy or our texting practices, contact us at:
Motion Money
Email: dswiger@motion-money.com
Website: www.motion-money.com
By opting in to our text messages, you acknowledge that you have read, understood, and agree to this SMS/Text Messaging Privacy Policy.